METROPOLITAN Bank & Trust Co. (Metrobank) reported a historic nine-month net profit, driven by robust loan expansion that propelled its net interest revenue.
The bank’s attributable net earnings increased by 4.34% to P37.28 billion during the initial nine months of 2025, up from P35.73 billion the previous year, as stated in a notice to the stock market on Tuesday. It credited this to “strong loan expansion, enhancing margin trends, healthy trading revenue, in addition to well-managed expense growth.”
In the third quarter alone, its earnings rose by 2.56% compared to the same period last year, reaching P12.43 billion from P12.12 billion.
“Our cautious strategy in growing our core operations has continued to bolster our performance in the initial nine months. We remain optimistic about the Philippines’ enduring growth narrative,” said Metrobank President Fabian S. Dee.
“We remain dedicated to aiding our clients in capturing growth opportunities as we jointly confront any challenges and uncertainties on our path forward.”
The bank’s net interest earnings surged by 7.1% to P91.8 billion in the nine months ending in September, supported by a 10.8% rise in its gross loans to P1.9 trillion.
Non-interest revenues rose by 5.3% to P25.4 billion.
Meanwhile, its operating costs increased by 1.7% compared to the previous year, while its cost-to-income ratio improved to 49.8% from 52.2%. — Bettina V. Roc
