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As motorcycle-associated incidents continue to surge, Pioneer Insurance underscores that safety is imperative as it offers vital advice to assist riders in embarking on road journeys with assurance.
“For countless Filipinos who depend on motorcycles for employment, commuting, or everyday tasks, safety commences even prior to taking to the streets. It starts with awareness, preparation, and, through Pioneer RideSure, protection that goes above and beyond,” remarked Por Requinto, head of Motorcycle Insurance at Pioneer.
The Philippine National Police-Highway Patrol Group (PNP-HPG) reported approximately 31,000 traffic incidents nationwide in 2024, with 15,690 involving motorcycles. In 2023, the Metropolitan Manila Development Authority (MMDA) indicated that these incidents are frequently attributed to reckless driving, mechanical failures, natural disasters, and additional factors.
This underscores the pressing necessity for enhanced road awareness and safety protocols among riders.
Mr. Requinto highlighted five key pieces of advice that every motorcycle operator should keep in mind.
The foremost yet vital step is to don appropriate motorcycle apparel. Whether it’s a jacket, gloves, or a helmet, it should fit snugly, offer comfort, and permit ease of movement.
Secondly, regular maintenance is essential. Prior to each journey, riders should inspect their tires, brakes, lights, controls, and fluid levels, averting mechanical mishaps that might result in accidents.
Thirdly, Mr. Requinto stressed the significance of defensive riding, “Riders shouldn’t presume they are perpetually visible to others. Maintain safe distances, steer clear of blind spots, and remain alert.”
Fourthly, riders should keep abreast of traffic laws and regulations. Offenses such as utilizing bike or bus lanes or disregarding traffic signals may lead to substantial fines, particularly under the newly implemented single ticketing system.
Lastly, riders must always remain cognizant of their physical and mental conditions. Riding while distracted, impaired, anxious, or emotionally unfit heightens the likelihood of accidents — for both the rider and those around them.
Pioneer RideSure
While safety measures are crucial, unforeseen occurrences can still transpire. This is where insurance becomes vital.
Pioneer RideSure is a comprehensive motorcycle insurance crafted to enable riders to embrace life’s adventures with complete assurance.
“Every rider is distinct. That’s why RideSure provides customizable benefits and is fully accessible online via Pioneer InsureShop, allowing riders to select the coverage that aligns with their lifestyle and financial plan,” Mr. Requinto stated.
In contrast to the LTO-mandated CTPL, Pioneer RideSure delivers extensive coverage for motorcycle damage, theft, third-party property damage, bodily injury, personal accidents, and even natural disasters such as typhoons or floods.
Riders can also receive their claims in cash, affording them the liberty to choose their trusted service center for motorcycle repairs.
“Motorcycle safety revolves around safeguarding yourself and those who matter to you. Insurance is another avenue to enhance the security of every ride. Obtain your RideSure Comprehensive Motorcycle Insurance quote instantly at https://insureshop.ph/motor,” he concluded.
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