“Ripple CEO’s Insights on XRP: A Timely Reflection as the Community Anticipates ETF Verdict”

Comments from Ripple CEO Brad Garlinghouse have consistently highlighted that the worth of XRP is based on its functionality in the financial sector instead of speculation or supplanting conventional finance entirely. One notable remark was made in a past interview that has resurfaced to grab the attention of certain XRP investors on the social media site X. Years later, those remarks are being revisited as XRP continues to advocate for acceptance in international markets and as investors are awaiting the SEC’s forthcoming decision on Spot XRP ETF requests.

Functionality Over Hype: Revisiting Garlinghouse’s Insight

A recent video shared on the social media platform X by well-known XRP commentator JackTheRippler connects back to an interview where Garlinghouse mentioned how trillions in capital might flow into XRP in the upcoming years. During that dialogue, Garlinghouse clarified that mere hype cannot uphold the value of any cryptocurrency, emphasizing instead that genuine advancement arises from addressing real-world challenges and cultivating a customer base.

These remarks were expressed in a 2017 interview on CNBC’s Squawk Alley, at a moment when cryptocurrencies were predominantly appraised on speculation alone. In the discussion, Garlinghouse highlighted that XRP wasn’t merely intended for trading on exchanges but was designed to fulfill a genuine function, specifically settling liquidity between banks. He pointed out that over $27 trillion was idle in correspondent banking accounts globally to facilitate payments among themselves.

🚨RIPPLE CEO STATES THAT #XRP SETTLES FUNDS IN SECONDS!

TRILLIONS IN CAPITAL COULD FLOW INTO XRPL. FUELED BY A REAL TOKEN, BUILT TO TOKENIZE THE ENTIRE REAL ESTATE MARKET! DYOR/NFA

💥 OBTAIN REAL TOKEN HERE: https://t.co/kYx7u3Ko4Z pic.twitter.com/seidvGLqdy

— JackTheRippler ©️ (@RippleXrpie) September 27, 2025

His vision was that XRP, with its capacity to settle transactions almost instantly, could liberate that capital and enhance cross-border payment efficiency. “We utilize this digital asset known as XRP to manage liquidity requirements between banks,” he stated.

Although those statements were made years ago, they remain relevant in current discussions regarding XRP. Its potential for adoption in the global financial system sustains the rationale behind why numerous investors consider XRP can distinguish itself from other cryptocurrencies.

Countdown To US SEC’s Spot XRP ETF Verdict

The focus surrounding XRP at present is transitioning to the regulatory aspect, with many investors anticipating the results of outstanding Spot XRP ETF applications. Following the approval of similar products for Bitcoin and Ethereum, many perceive XRP as the next logical progression given its status as the third-largest cryptocurrency.

The US SEC has introduced new listing criteria aimed at expediting crypto ETF approvals, reducing the review period to 75 days or less. Grayscale’s application is scheduled for a decision on October 18, followed by 21Shares on October 19, Bitwise on October 20, CoinShares and Canary Capital on October 23, and WisdomTree on October 24.

The eventual launch of a Spot XRP ETF could represent a pivotal moment that positions the cryptocurrency alongside Bitcoin and Ethereum in traditional finance.

At the moment of writing, XRP was valued at $2.79.

Featured image from Istockphoto, chart from TradingView

Editorial Process for bitcoinist focuses on providing rigorously researched, precise, and impartial content. We adhere to strict sourcing standards, and every page undergoes thorough assessment by our team of leading technology specialists and seasoned editors. This procedure guarantees the integrity, pertinence, and value of our material for our audience.