Comments from Ripple CEO Brad Garlinghouse have consistently highlighted that the worth of XRP is based on its functionality in the financial sector instead of speculation <\/span>or supplanting conventional finance<\/span><\/a> entirely. One notable remark was made in a past interview that has resurfaced to grab the attention of certain XRP investors on the social media site X. Years later, those remarks are being revisited as XRP <\/span>continues to advocate for acceptance<\/span><\/a> in international markets and as investors are awaiting the SEC\u2019s <\/span>forthcoming decision on<\/span><\/a> Spot XRP ETF requests.<\/span><\/p>\n A recent video shared on the social media platform X by well-known XRP commentator JackTheRippler connects back to an interview where Garlinghouse mentioned how trillions in capital might flow into XRP in the upcoming years. During that dialogue, Garlinghouse clarified that mere hype cannot uphold the value of any cryptocurrency, emphasizing instead that genuine advancement arises from addressing real-world challenges and cultivating a customer base.<\/span><\/p>\n These <\/span>remarks were expressed<\/span><\/a> in a 2017 interview on CNBC\u2019s Squawk Alley, at a moment when cryptocurrencies were predominantly appraised on speculation alone. In the discussion, Garlinghouse highlighted that XRP wasn’t merely intended for trading on exchanges but was designed to fulfill a genuine function, specifically settling liquidity between banks. He pointed out that over $27 trillion was idle in correspondent banking accounts globally to facilitate payments among themselves.<\/span><\/p>\n \ud83d\udea8RIPPLE CEO STATES THAT #XRP<\/a> SETTLES FUNDS IN SECONDS!<\/p>\n TRILLIONS IN CAPITAL COULD FLOW INTO XRPL. FUELED BY A REAL TOKEN, BUILT TO TOKENIZE THE ENTIRE REAL ESTATE MARKET! DYOR\/NFA<\/p>\n \ud83d\udca5 OBTAIN REAL TOKEN HERE: https:\/\/t.co\/kYx7u3Ko4Z<\/a> pic.twitter.com\/seidvGLqdy<\/a><\/p>\n \u2014 JackTheRippler \u00a9\ufe0f (@RippleXrpie) September 27, 2025<\/a><\/p>\n<\/blockquote>\n His vision was that XRP, with its capacity to settle transactions almost instantly, could liberate that capital and enhance cross-border payment efficiency. \u201cWe utilize this digital asset known as XRP to manage liquidity requirements between banks,\u201d he stated.<\/span><\/p>\n Although those statements were made years ago, they remain relevant in current discussions regarding XRP. Its<\/span> potential for adoption in<\/span><\/a> the global financial system sustains the rationale behind why numerous investors consider XRP can distinguish itself from other cryptocurrencies.<\/span><\/p>\n The focus surrounding XRP at present is transitioning to the regulatory aspect, with many investors anticipating the results of<\/span> outstanding Spot XRP ETF applications<\/span><\/a>. Following the approval of similar products for Bitcoin and Ethereum, many perceive XRP<\/span> as the next logical progression<\/span><\/a> given its status as the third-largest cryptocurrency.<\/span><\/p>\n The US SEC has introduced new listing criteria aimed at expediting crypto ETF approvals, reducing the review period to 75 days or less. Grayscale\u2019s application is scheduled for a decision on October 18, followed by 21Shares on October 19, Bitwise on October 20, CoinShares and Canary Capital on October 23, and WisdomTree on October 24.<\/span><\/p>\nFunctionality Over Hype: Revisiting Garlinghouse\u2019s Insight<\/b><\/h2>\n
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Countdown To US SEC\u2019s Spot XRP ETF Verdict<\/b><\/h2>\n
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