{"id":15419,"date":"2025-08-26T22:25:42","date_gmt":"2025-08-26T20:25:42","guid":{"rendered":"https:\/\/wsj-crypto.com\/?p=15419"},"modified":"2025-08-26T22:25:42","modified_gmt":"2025-08-26T20:25:42","slug":"rethinking-xrp-beyond-just-a-payment-solution","status":"publish","type":"post","link":"https:\/\/wsj-crypto.com\/index.php\/2025\/08\/26\/rethinking-xrp-beyond-just-a-payment-solution\/","title":{"rendered":"Rethinking XRP: Beyond Just a Payment Solution"},"content":{"rendered":"<p> &#8220;`html<br \/>\n<\/p>\n<div>\n<div class=\"trusted-editorial-content trusted-editorial-content--top\">\n<div class=\"trusted-editorial-content__text\"><u>Reliable Editorial<\/u> material, evaluated by prominent industry professionals and experienced editors. <a href=\"#\" target=\"_blank\">Advertisement Disclosure<\/a><\/div>\n<\/p><\/div>\n<p><span style=\"font-weight: 400;\">Crypto expert Pumpius has asserted that <\/span><a href=\"https:\/\/bitcoinist.com\/4-major-xrp-developments\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">XRP transcends<\/span><\/a><span style=\"font-weight: 400;\"> merely payments and that those who view it as solely that are unaware of what lies ahead. He then emphasized the \u201cframework of a multi-trillion dollar enhancement,\u201d explaining his belief that the altcoin could attain $10,000.\u00a0<\/span><\/p>\n<h2>Reasons XRP May Achieve $10,000 As Its Utility Grows Beyond Payments<\/h2>\n<p><span style=\"font-weight: 400;\">In an <\/span><a href=\"https:\/\/x.com\/pumpius\/status\/1959665338603233538\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">X post<\/span><\/a><span style=\"font-weight: 400;\">, Pumpius conveyed that the globe is transitioning to digital identity and suggested that XRP could significantly contribute to this advancement. He detailed that governments, financial institutions, and large technology firms acknowledge the necessity for everyone to have this <\/span><a href=\"https:\/\/bitcoinist.com\/worldcoin-to-allow-third-parties-to-use-id-system\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">digital identity<\/span><\/a><span style=\"font-weight: 400;\"> for transactions in the upcoming system. The crypto expert further noted that this identity extends beyond a passport or driver\u2019s license; the ultimate identification will be biological attributes.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pumpius asserted that biometric identity and general data are being positioned as the next \u201ctrust layer\u201d in finance. He stated that they are unique, permanent, and hard to replicate, rendering them ideal keys for digital transactions. The crypto expert then proceeded to advocate for XRP, highlighting that <\/span><a href=\"https:\/\/bitcoinist.com\/xrp-ledger-file-storage-testnet\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">the XRP Ledger<\/span><\/a><span style=\"font-weight: 400;\"> possesses the infrastructure to support this evolution.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">He then underscored the DNA protocol, which is actively working on this advancement on the XRP Ledger. Accordingly, Pumpius proclaimed that this is not just a theoretical notion but a tangible initiative that could enhance XRP\u2019s utility. The analyst forecasts that over $100 trillion in <\/span><a href=\"https:\/\/bitcoinist.com\/xrp-ledger-explodes-2260\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">tokenized real-world assets<\/span><\/a><span style=\"font-weight: 400;\"> are forthcoming, and if biometrics and DNA become the standard KYC, XRP and its native DEX might evolve into the universal settlement platform.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pumpius anticipates trillions flowing into XRP when that moment arises. He mentioned that liquidity requirements at such a scale mathematically disrupt current pricing models. The analyst asserted that XRP, serving as the bridge asset, will not only reach $10 but could advance into five figures and <\/span><a href=\"https:\/\/www.newsbtc.com\/analysis\/xrp\/xrp-price-to-10000-programmed\/\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">eventually hit $10,000<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<h2>Analyst Cautions That XRP Cannot Achieve That Level<\/h2>\n<p><span style=\"font-weight: 400;\">In an <\/span><a href=\"https:\/\/x.com\/jaydee_757\/status\/1943767176680550636\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">X post<\/span><\/a><span style=\"font-weight: 400;\">, crypto analyst Jaydee cautioned that <\/span><a href=\"https:\/\/bitcoinist.com\/bitcoin-maxi-blasts-xrp-investors\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">XRP cannot achieve $10,000<\/span><\/a><span style=\"font-weight: 400;\">. He additionally alerted the community regarding influencers who forecast that the altcoin will reach this mark, asserting that they are not trustworthy. Jaydee remarked that these influencers are misleading investors while authentic analysts secure retirement profits in months instead of waiting for a price point that is unlikely to materialize.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The crypto analyst is also convinced that XRP cannot attain $1,000. <\/span><a href=\"https:\/\/x.com\/jaydee_757\/status\/1943781135181656477\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">He indicated<\/span><\/a><span style=\"font-weight: 400;\"> that those who are also anticipating the altcoin to reach this price level due to <\/span><a href=\"https:\/\/bitcoinist.com\/ripple-seeking-banking-licenses-in-the-us\/\" target=\"_blank\" rel=\"noopener \"><span style=\"font-weight: 400;\">Ripple applying<\/span><\/a><span style=\"font-weight: 400;\"> for a national banking license will also face significant losses.\u00a0\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the time of this writing, the XRP price hovers around $2.92, having decreased by over 2% in the past 24 hours, based on <\/span><a href=\"https:\/\/coinmarketcap.com\/currencies\/xrp\/\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">data<\/span><\/a><span style=\"font-weight: 400;\"> from CoinMarketCap.<\/span><\/p>\n<figure style=\"width: 2108px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-large\" src=\"https:\/\/www.tradingview.com\/x\/6xNt2DPh\/\" alt=\"XRP\" width=\"2108\" height=\"1552\"\/><figcaption class=\"wp-caption-text\">XRP trading at $2.91 on the 1D chart | Source: XRPUSDT on <a href=\"https:\/\/www.tradingview.com\/x\/6xNt2DPh\/\" target=\"_blank\" rel=\"noopener nofollow\">Tradingview.com<\/a><\/figcaption><\/figure>\n<p>Featured image from iStock, chart from Tradingview.com<\/p>\n<div class=\"trusted-editorial-content trusted-editorial-content--bottom\">\n        <img decoding=\"async\" src=\"https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/02\/safe.png\" class=\"trusted-editorial-content__icon\"\/><\/p>\n<p><strong>Editorial Process<\/strong> for bitcoinist is focused on providing thoroughly examined, precise, and impartial material. We maintain rigorous sourcing standards, and each page is subjected to careful review by our team of leading technology specialists and experienced editors. This process guarantees the integrity, relevance, and usefulness of our material for our audience.<\/p>\n<\/p><\/div>\n<\/div>\n<p><br \/>\n<br \/><a href=\"https:\/\/bitcoinist.com\/xrp-as-just-payments-is-primitive\/\">Source link <\/a><br \/>\n&#8220;`<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&#8220;`html Reliable Editorial material, evaluated by prominent industry professionals and experienced editors. Advertisement Disclosure Crypto expert Pumpius has asserted that XRP transcends merely payments and that those who view it as solely that are unaware of what lies ahead. He then emphasized the \u201cframework of a multi-trillion dollar enhancement,\u201d explaining his belief that the altcoin<\/p>\n","protected":false},"author":3,"featured_media":15420,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[22],"tags":[3426,3427],"class_list":["post-15419","post","type-post","status-publish","format-standard","has-post-thumbnail","category-bitcoin","tag-gptreturn-a-list-of-comma-separated-tags-from-this-title-analyst-suggests-thinking-of-xrp-as-just-payments-is-primitive","tag-heres-the-real-deal-gpt"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rethinking XRP: Beyond Just a Payment Solution - WSJ-Crypto<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wsj-crypto.com\/index.php\/2025\/08\/26\/rethinking-xrp-beyond-just-a-payment-solution\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rethinking XRP: Beyond Just a Payment Solution - WSJ-Crypto\" \/>\n<meta property=\"og:description\" content=\"&#8220;`html Reliable Editorial material, evaluated by prominent industry professionals and experienced editors. 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