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Assessing Creditworthiness: How Financial Institutions Make their Judgments

 

https://www.youtube.com/watch?v=ckB-CS61imU

Creditworthiness pertains to how a lender assesses whether a borrower is capable and willing to reimburse a loan. Aaron M. Villegas and Khriztina T. Lim, the co-founders of the personal finance application Lista, clarify the methods employed by financial entities to evaluate an individual’s creditworthiness.

Interview conducted by Aaron Michael Sy

Video edited by Arjale Queral



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